Under Obamacare, insurance companies should have fewer economic incentives to deny policyholders legitimate claims for health care. Below is a partial reproduction of a letter sent to policyholders from a major health care insurance company. "This letter is to inform you that (Identifying Name Omitted) Insurance Company will be rebating a portion of your health insurance premiums through your employer or group policyholder. This rebate is required by the Affordable Care Act--the health reform law." "The Affordable Care Act requires (us) to rebate part of the premiums we received if (we) do not spend at least 80% of your health... Read more →